Permanent/Fixed Rate Financing

Permanent/Fixed Rate Financing is the core product that is utilized most throughout the commercial real estate industry. The Borrowers can lock an existing loan from anywhere from 2 years to 30 years based on the property type. Sperry Van Ness/Better Capital Partners relationships with its lenders are a key component in assisting its client's permanent financing needs.

Floating-Rate Financing

Floating-rate financing usually utilizes the London Interbank Offered Rate (LIBOR). This product is very attractive to Borrowers who have a lot of upside in an existing property and need a short period of time to stabilize an existing property. These rates have been at the historical lows and have been very popular as they usually have minimal or no prepayment penalties. Sperry Van Ness/Better Capital Partners assists borrowers to utilize these flexible structures for their short term needs.

Bridge/Renovation Financing

Sperry Van Ness/Better Capital Partners through its relationships with a variety of leading lending sources can offer customized Bridge/Renovation, Construction, Floating-Rate, Forward Commitment, Mezzanine/Preferred Equity and Permanent/Fixed Rate financing alternatives.

Mezzanine/Preferred Equity Financing

Mezzanine/Preferred Equity Financing can be structured in many different ways. Sperry Van Ness/Better Capital Partners assists borrowers who need to bridge the gap between what a conventional lender is willing to finance and the total amount needed to complete a transaction. The transaction can be structured as partnership debt, preferred equity, or a mezzanine loan. The key to these transactions are the ability to creatively structure the transaction.

Joint Venture Equity

Introducing strategic capital for specific projects- development, value-add, or stabilized assets- allows our clients to get maximum leverage on their capital and opens up opportunities to pursue larger deals versus being limited to conventional family and friends deals. JV money typically will invest between 90-95% of the required equity. JV Equity is available in all major product types (retail, office, industrial, hotel, multi-family).

Construction Financing

Construction financing is a short-term loan utilized by borrowers to finance the costs of building an existing facility. Every loan varies depending on the product type and the amount of time it takes to complete the building process. Sperry Van Ness/Better Capital Partners can assist all borrowers in finding the best structure, leverage and rate for these critical loans.

Private Money

Sperry Van Ness/Better Capital Partners Private Financing Group arranges alternative financing for real estate owners, developers and entrepreneurs. Real estate secured financing programs structured to meet the needs of each borrower.